My mission is to help you feel smarter about your money and retirement, with clarity and confidence. My work helps busy professionals and retirees avoid costly mistakes and grow lasting wealth to and through retirement. I write *The Best Interest* blog, produce *Personal Finance for Long-Term Investors* podcast, and write this free weekly newsletter. Please - subscribe and learn!
Your Retirement Withdrawal Order of Operations - A Universal Framework
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Hello! Jesse Cramer here. Thank you for reading The Best Interest blog, And listening to my podcast, Personal Finance for Long-Term Investors. This Week's New ContentFrom the blog...👀📖 Have you asked retirement questions like:
I get these types of questions every week, and I've hesitated to write an answer because everyone's financial puzzle pieces are different, and your unique puzzle pieces will dictate your optimal retirement withdrawal strategy. But there are rules of thumb, standard logic, a shared framework of ideas, etc. There are shared retirement withdrawal ideas we can ALL benefit from. This article delves deeply into that shared framework. If you're serious about retirement planning, I highly recommend you read it. Follow the link below: 🔗 Your Retirement Withdrawal Order of Operations On the podcast...Our most recent episode is an "Ask Me Anything" episode featuring questions about:
Follow the link below! 👂🎧 Go Roth Before It's Too Late? | AMA #7 - Episode 108 👂🎧 19 Questions to Uncover Good, Bad, and Ugly Financial Advisors - Episode 107 Other Great Content from Around the WebSorry, very busy week here! Not much time for my usual reading cadence.
P.S. - if you find something great that you think deserves to be shared with our community, let us know! What Are *Your* Questions?I've been creating "ask me anything" episodes on the podcast, where I answer your questions about personal finance and investing. They are quickly becoming my most popular episodes. I'm collecting questions for AMAs 8 and 9. Something to Ponder...Retirement planning might be stressful. But isn't it a good problem to have? In ClosingI get emails every week from readers like you. Do you have a question? Or an idea for an article or podcast? I’d love to hear from you. Go ahead! Send an email to jesse@bestinterest.blog By night, I run The Best Interest and Personal Finance for Long-Term Investors. By day, I work for a fiduciary wealth management firm in Rochester, NY. I’d be honored to offer guidance to you, your friends, family, or colleagues. Please let me know how I can help. Until next week, Jesse |
Jesse Cramer
My mission is to help you feel smarter about your money and retirement, with clarity and confidence. My work helps busy professionals and retirees avoid costly mistakes and grow lasting wealth to and through retirement. I write *The Best Interest* blog, produce *Personal Finance for Long-Term Investors* podcast, and write this free weekly newsletter. Please - subscribe and learn!
Hello! Jesse Cramer here. Thank you for reading The Best Interest blog, And listening to my podcast, Personal Finance for Long-Term Investors. From the blog... What’s possibly the best benefit of writing and podcasting to all of you? The best benefit of working with real-life clients? The stories. The emails that readers and listeners send to me. The nitty-gritty details we uncover when developing a client’s financial plan. You guys sharing what’s going on in your life, and then asking: "what...
Hello! Jesse Cramer here. Thank you for reading The Best Interest blog, And listening to my podcast, Personal Finance for Long-Term Investors. From the blog... Today’s question is the kind that might make you think, “That’s too complicated,” or “Surely that doesn’t apply to me.” That’s ok. If you prefer to keep things simple, knowing that you’re leaving tax dollars lying on the floor, I get it. However, I assure you that today’s topic is something every well-optimized retirement plan takes...
Hello! Jesse Cramer here. Thank you for reading The Best Interest blog, And listening to my podcast, Personal Finance for Long-Term Investors. From the blog... What happens when a forced withdrawal, like Required Minimum Distributions, occurs during a down market? Isn't that an unavoidable and frustrating exposure to the "sequence of returns" risk? It could happen. But you have more control than you might think. From timing strategies to Roth conversions, this article outlines the playbook...