Hello! Jesse Cramer here.

Thank you for reading The Best Interest blog,

And listening to my podcast, Personal Finance for Long-Term Investors.

From the blog...

What’s possibly the best benefit of writing and podcasting to all of you? The best benefit of working with real-life clients?

The stories.

The emails that readers and listeners send to me. The nitty-gritty details we uncover when developing a client’s financial plan. You guys sharing what’s going on in your life, and then asking: "what should I do here, Jesse?"

Because we’re all captives of our own brains and our own lives. We only get to see so much.

I can’t begin to explain how my perceptions of money, earning, spending, investing, etc. have changed after hearing hundreds and hundreds of your examples.

And today, I want to share a simple concept that’s been noodling around in my brain. I’m calling it “a wonderful life.” And I’ll challenge you today to really dig into what you consider to be your “wonderful life.”

But this idea starts with a simple premise:

Even multi-millionaires and the top 1% of earning households struggle with this personal finance fundamental. Oooh…the suspense!

Whereas other households (no matter their place in the wealth spectrum) who manage to get this fundamental correct…it allows them to take off like a rocket ship.

🔗 Even Multi-Millionaires Can't Get This Basic Idea Right 🔗​
​

On the podcast...

Thank you for making July already a record-breaking month. Over 11,000 people have listened to the podcast so far in July.

​

Onto our newest episode...

What were real clients worried about in the "tariff tantrum" in April 2025, and how did we respond?
​
A big part of Peter Lazaroff's reply: "Consistency in strategy beats chasing performance."
​
Learn why real-world anxiety and portfolio anxiety don’t always line up - and what to do about it. From cash buffers to global diversification, this episode is packed with timeless tools for smart investing in uncertain times.
​
Give it a listen!
​

🎧 - Reset Your Portfolio Expectations, Before It's Too Late​

Reset Your Portfolio Expecta... Jul 23 · Personal Finance for Lon... 54:44   ​

​

Other Great Content from Around the Web

• 💸 From Mike Piper: some big tax changes (or not) in the BBB
  ​
• 👵 From Morningstar: ...and 4 specific BBB changes for older Americans​
  ​
• 📉 From Callie Cox: the market can go up (or down) and you won't always understand way​
  ​
• 📈 From Carson: don't fear the reaper all-time highs​
  ​
• ✈️ From The Art of Wandering: 21 questions to ask before spending that money

​

P.S. - if you find something great that you think deserves to be shared with our community, let us know!

What Are *Your* Questions?

I've been creating "ask me anything" episodes on the podcast, where I answer your questions about investing, financial planning, and retirement. They are quickly becoming my most popular episodes.
​
Want to check them out? They're all here:

🔗 All of My AMA Episodes ​

I'm collecting questions for AMAs 9 and 10.
​
Reply to this email or send questions to Jesse@BestInterest.blog

Work with Jesse?

By night, I run The Best Interest and Personal Finance for Long-Term Investors.

By day, I work for a fiduciary wealth management firm in Rochester, NY.

I’d be honored to offer guidance to you, your friends, family, or colleagues.​​ Please - let me know how I can help.

You can learn more here.

In Closing

Thank you, as always, for reading, listening, and getting in touch. The project continues because the audience (that's you!) is amazing.

People like you send me questions every single day.

I’d love to hear from you.

Go ahead! Send an email or ask me question: ​jesse@bestinterest.blog​

​

Until next week,

Jesse