Good morning!

Thank you for reading The Best Interest​

And listening to my podcast, Personal Finance for Long-Term Investors​

From the blog...

A good retirement plan involves many decisions, both big and small.

These are the decisions I write about here every week.

• How much can/should you withdraw from your portfolio?
• …and from which accounts?
• How should you allocate your assets?
• When should you claim Social Security?
• How should you approach tax planning?

The list goes on and on.

Imagine if your goal was to make a “pretty good” decision every single time. Not perfect. But “pretty good.” And, certainly, you’d focus on avoiding disastrous decisions.

Where would this strategy get you?

I bet, compounded over many decades, this “pretty good decision” strategy would get you far!

​The Stunning Power of Being a Tiny Bit Better Than Average​

On the podcast...

Episode 133 features the wonderful investing philosophies of Rubin Miller.

We covered...

• The industry of advice vs. fund management
• Active portfolios w/passive investment philosophies
• Lump sum investing is financially optimal, but we rarely do it
• Dimensional, Avantis, Vanguard, Capital group
• Why being a factor investor is alluring in theory but hard in reality
• Why chess players probably don't make great investors
• Hiring a smaller advisory firm vs. bigger advisory firm

​Good Investors Stay Seated (Especially When It's Scary) | E133​

Weekly Top 3 - Other Content You Can't Miss

• 💶 From Morningstar: a great primer on money market funds ​
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• ⏳ From FA Mag: long-duration bonds are riskier than most investors think
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• 📚 From UBS: the annual global returns yearbook​

What Are *Your* Questions?

I've been creating "ask me anything" episodes on the podcast, where I answer your questions about investing, financial planning, and retirement. They are quickly becoming my most popular episodes.
​
Want to check them out? They're all here:

🔗 All of My AMA Episodes​

I'm collecting questions for AMAs 16 and 17.
​
Reply to this email or send questions to jesse@bestinterest.blog​

Work with Jesse!

I work for a fiduciary wealth management firm in Rochester, NY, helping busy professionals and retirees avoid costly mistakes and grow lasting wealth to and through retirement.

Learn more here --> Work with Jesse​

Until Next Week

Thank you, as always, for reading, listening, and getting in touch. The project continues because you are a fantastic audience. People like you send me questions every single day.

Send an email or ask me question: ​​jesse@bestinterest.blog​

Until next week,

Jesse