Retirement is a different game. You’ve spent decades building wealth. Now comes the harder part - turning it into a paycheck that lasts. I’m Jesse Cramer. I help DIY investors turn their savings into a clear, cohesive retirement plan. Join 4000+ weekly readers and 20,000+ podcast listeners.
Three Retirement Struggles That Money Can't Fix 🪚
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Good morning from beautiful Keuka Lake, where we're spending a few days at my wife's family reunion. Today's email includes: *A new podcast episode about identity, relationships, and structure - three vital components of retirement that money cannot solve for. *What Warren Buffett called "financial mass destruction" and how to avoid it It *Won't* Automatically HappenRetirement readiness is not only financial. Your life needs structure that many people aren't ready for. It doesn't happen automatically. It takes dedicated effort. This new podcast episode explores the three major factors (identity, relationships, and structure) that ultimately determine whether retirement feels meaningful or disorienting. Tune in below:
"Financial Mass Destruction"There are many ways to invest, some riskier than others. So - why did Warren Buffett and Charlie Munger talk about some investments being weapons of "financial mass destruction?" And how can "normal" investors like us learn lessons from their thoughts?
What Are *Your* Questions?My most popular episodes are the "ask me anything" episodes. Check them out here:
I'm collecting questions for AMAs 19 and 20. Retirement Planning Can Be Complex...Retirement is a puzzle. It's not easy to figure it out. I help fix that. I'm a Partner at a fee-only fiduciary retirement planning firm. We work with clients all over the USA. We help you answer those tough retirement questions:
If you're planning for retirement, visit PlanWithJesse.com and let's start a conversation.
Until Next WeekThank you for reading, listening, and writing back. People like you send me questions every day. Go ahead! I'd love to hear from you. ​​
Until next week, Jesse |
Jesse Cramer
Retirement is a different game. You’ve spent decades building wealth. Now comes the harder part - turning it into a paycheck that lasts. I’m Jesse Cramer. I help DIY investors turn their savings into a clear, cohesive retirement plan. Join 4000+ weekly readers and 20,000+ podcast listeners.
Good morning! Scenes of summer here in Upstate NY. Our elder daughter loves to swim. It's hard to go wrong with a pool + a grilled cheese sandwich. Today's email includes: 🧸 Some thoughts before the (next) bear market. 🫙 What you might be missing on your investment account statements. 👀 Some interesting news about what the IRS is paying attention to ...and more= Jesse on Some Other Podcasts... Many thanks to Paul Lambert and Chris Hill and Joe Saul-Sehy for inviting me on their excellent...
Good morning! It might be smoggy outside, but hopefully you're feeling clarity in your financial plans. Today's email includes: *A listener who asked, "My retirement portfolio is 100% S&P 500 - and it's done great! Why do you say it's wrong?!" *A $500K Roth conversion mistake, and a reminder about the clients I prefer to work with. *Other content about "solo agers," big goals, and Social Security calculators. Ask Me (Literally) Anything We're getting ready to record Episode 150. Many of you...
Good morning! Today's email includes: *A different type of "ask me anything" episode, coming soon. *A podcast episode devoted entirely to your Roth conversion questions *A sequence-of-returns model that you can use and play with. *And other people's content about ignoring the news, knowledge vs. understanding, and being a unique human. Ask Me (Literally) Anything We're getting ready to record Episode 150. Many of you know that my normal AMA episodes focus entirely on retirement and financial...