Retirement is a different game. You’ve spent decades building wealth. Now comes the harder part - turning it into a paycheck that lasts. I’m Jesse Cramer. I help DIY investors turn their savings into a clear, cohesive retirement plan. Join 4000+ weekly readers and 20,000+ podcast listeners.
Stocks Beat Bonds...But Over What Timelines? 🤺
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Good morning! Today's email includes... The latest "Ask Me Anything" episode - how to "portfolio-tize" your various accounts. We all know stocks beat bonds...but only over the long run. What kind of timelines are we actually talking about?
How to "Portfolio-tize" Your Various Different Accounts?You've got a 401(k), an old IRA, a Joint Taxable account with your spouse...oh, and all their retirement accounts too. How do you create one cohesive portfolio? How do you "portfolio-tize" these various accounts? We dive into this vary question (and two more great retirement questions) in Episode 142 of Personal Finance for Long-Term Investors
Stocks to Beat Bonds...Over What Timeline?Stocks outperform bonds. It’s plain to see. But that truth only becomes clear in the long run. Stocks can be volatile; short-term Treasury bonds are stable. Thus, stocks can woefully underperform Treasuries over short periods. If you're planning retirement - and you NEED certain amounts of money each year - it's important to understand which timelines are meant for bonds and which are meant for stocks (and, for that matter, any other asset you're interested in investing in)
What Are *Your* Questions?My most popular episodes are the "ask me anything" episodes. Check them out here:
I'm collecting questions for AMAs 19 and 20. Retirement Planning Can Be Complex...Retirement is a puzzle. Most people are missing a few pieces. I help fix that. I'm a Partner at a fee-only fiduciary retirement planning firm. We work with clients all over the USA. We help you answer those tough retirement questions:
If you're planning for retirement, visit PlanWithJesse.com and let's start a conversation.
Until Next WeekThank you for reading, listening, and writing back. People like you send me questions every day. Go ahead! I'd love to hear from you.
Until next week, Jesse |
Jesse Cramer
Retirement is a different game. You’ve spent decades building wealth. Now comes the harder part - turning it into a paycheck that lasts. I’m Jesse Cramer. I help DIY investors turn their savings into a clear, cohesive retirement plan. Join 4000+ weekly readers and 20,000+ podcast listeners.
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