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Jesse Cramer

Reverse Mortgages - Are They Ever Right for Retirees? 🏠

Published about 8 hours ago • 1 min read

Good morning!

Today's email includes:

-- a podcast episode about "ultra-wealthy" money tactics

-- a blog post about reverse mortgages

-- other great content about Vanguard, the usefulness of market history, and the step-up in cost basis upon death.

Ultrawealthy Money Strategies: Good, Bad, and Ugly

In this podcast episode, we look financial strategies commonly associated with the ultra-wealthy and ask whether they are real, how they work, and whether ordinary retirees should consider using them.

Topics include...

How are the rich paying more/less taxes?

Is "infinite banking" a legit thing?

Are trusts really that powerful?

What is "buy, borrow, die" - and does it really work?

Reverse Mortgages... Are They Ever Right For Retirees?

When I say "reverse mortgage," do you think of those TV commercials with Tom Selleck?!

Reverse mortgages catch a lot of flack - and deservedly so.

But should we throw out the baby with the bathwater?

Or - are there occasions when a reverse mortgage might be exactly the right solution to strengthen someone's retirement plan?

The Top 3...

I enjoyed this content recently. I hope you do too.

​Vanguard - A History​

I'm late to the game here. But maybe you are too!

The highly-respected Acquired podcast release a 4-hour (!!!) podcast episode back in May, all about the history of Vanguard.

If you own an index fund, I think you'll find it interesting.

​Market History - What's It Good For? ​

A great reminder from Humble Dollar that market history is a double-edged sword.

It can provide important insights.

It can also be painfully misleading.

Make sure you use market history the right way.

​Step Up in Basis - But Why? ​

An interesting, if not opinionated, article about the step up in cost basis that occurs at death.

Why does it exist?

And should it exist?

I Help People Retire (Even) Better

I'm a Partner at a fee-only fiduciary retirement planning firm.

We work with clients all over the USA.

If you know someone who needs help, visit PlanWithJesse.com and let's start a conversation.

Until Next Week...

Thank you for reading, listening, and writing back. People like you send me questions every day.

I'd love to hear from you. ​​

All the best,

Jesse Cramer

Jesse Cramer

Smart ideas about money and retirement.

Retirement is a different game. You’ve spent decades building wealth. Now comes the harder part - turning it into a paycheck that lasts. I’m Jesse Cramer. I help DIY investors turn their savings into a clear, cohesive retirement plan. Join 4000+ weekly readers and 20,000+ podcast listeners.

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