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Jesse Cramer

Is Your DIY Financial Plan Working?

Published 5 days ago • 2 min read

Good morning! If you're in Southern California, I have a quick question for you below.

Otherwise, on with the show!

Today's email includes:

--thoughts on longevity

--questions you should ask about your financial plan

--great content about Bogleheads, health & wealth, and a "wizard" who lost all his investors' money

...and more..

Are You in SoCal?

Do you live near...

Huntington Beach?

Palm Springs?

San Diego?

I'm speaking at back-to-back conferences the week of September 14-18. FutureProof in Huntington Beach, then FinCon in Palm Springs, then flying back home via San Diego.

I always enjoy meeting my readers and listeners.

Please - reach out and let me know! With enough interest, I'll organize an official gathering or two!

How Long Will You Live?

Life is grand. But life is finite.

Some experts argue that the most important number in your entire financial plan is...?

How long you'll live.

To age 70? 75? 102?!

So many vital retirement decisions would be easier - and better - if we knew how long we'd live.

We don't, of course. The future is murky. But we can make educated assumptions. And that's better than nothing!

That's what this article helps you do.

Make a good, educated assumption about how long you'll live.

Is Your DIY Financial Plan Working?

(22 Questions to Ask...)

We all know the importance of having a good financial plan in place.

But…are we all talking about the same thing?

What *is* a financial plan, and how do we know if ours is good or not?

This episode ensures we're all talking about the same thing.

We review the four important components of a financial plan.

And then we ask 22 questions to illuminate if your financial plan is good, bad, (ugly?!), or somewhere in between.

Tune into Episode 148 of Personal Finance for Long-Term Investors.

The Top 3...

I enjoyed this content recently. I hope you do too.

​11 Principles of Bogleheading​

What is a Boglehead?

Probably something like, "an investor who follows the simple, low-cost, and long-term investing strategy created by John Bogle, the founder of Vanguard."

This article shares 11 principles that aptly define the true nature of being a Boglehead

​Money & Health​

I see so many parallels between personal finance and personal health.

And I'm a big fan of Tony Isola. His article here is great.

"One of the biggest takeaways we can add is implementing an identity change. Just like an overweight person with preconceived learned helplessness on the causes of their obesity, many investors fall under the same spell."

​The Wizard!​

This "market wizard" has, essentially, wiped out 100% of his investors' money this year.

Quite the magic trick!

I Help People Retire (Even) Better

I'm a Partner at a fee-only fiduciary retirement planning firm.

We work with clients all over the USA.

If you know someone who needs help, visit PlanWithJesse.com and let's start a conversation.

Until Next Week...

Thank you for reading, listening, and writing back.

People like you send me questions every day.

I'd love to hear from you. ​​

All the best,

Jesse Cramer

Jesse Cramer

Smart ideas about money and retirement.

Retirement is a different game. You’ve spent decades building wealth. Now comes the harder part - turning it into a paycheck that lasts. I’m Jesse Cramer. I help DIY investors turn their savings into a clear, cohesive retirement plan. Join 4000+ weekly readers and 20,000+ podcast listeners.

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