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Hello! Jesse Cramer here. Thank you for reading The Best Interest And listening to my podcast, Personal Finance for Long-Term Investors From the blog...Reader Lisa wrote in this week,
Jesse – my understanding is that both stock prices and stock valuations matter for long-term returns. So…with both pretty high like you mentioned last month, what are your returns expectations going forward?
Is it something different than 10% per year? That’s what I’m using in my spreadsheet.
Is there a “math-y” way to better find a % return number for the future?
I have a helpful answer. It is NOT 10% per year. I’ll tell you why. What Should I Use For My Retirement Plan? On the podcast...Episode 119 is a deep dive dedicated to helping special needs families. We cover a range of specific financial planning topics related to raising children with special needs. That might not apply to you or your family. But I bet you know someone to whom it does apply. And maybe, just maybe, this episode will introduce that person and that family to one or two ideas that will make their burden lighter, that will help them make a wise financial or legal decision, or help them sleep at night a little bit better. If you know that family, consider sharing this with them. 🎧 Special Needs Children: How to Protect Their Future and Yours
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P.S. - if you find something great that you think deserves to be shared with our community, let us know! 🎁 Bonus 🎁 - many thanks to Chris Luger for inviting me onto the The Extreme Personal Finance Show 🤘🏼🤘🏼🤘🏼 What Are *Your* Questions?I've been creating "ask me anything" episodes on the podcast, where I answer your questions about investing, financial planning, and retirement. They are quickly becoming my most popular episodes. I'm collecting questions for AMAs 11 and 12. Work with Jesse?By night, I run The Best Interest and Personal Finance for Long-Term Investors. By day, I work for a fiduciary wealth management firm in Rochester, NY, helping busy professionals and retirees avoid costly mistakes and grow lasting wealth to and through retirement. Learn more here. In ClosingThank you, as always, for reading, listening, and getting in touch. The project continues because the audience (that's you!) is amazing. People like you send me questions every single day. I’d love to hear from you. Go ahead! Send an email or ask me question: jesse@bestinterest.blog Until next week, Jesse |
I help busy professionals and retirees avoid costly mistakes and grow lasting wealth through retirement. I write a blog, produce a podcast, and create this free weekly newsletter to an audience of 25,000+ monthly members. Subscribe and learn!
Happy December! We have holiday snowfall in Rochester. I hope all is well in your world. Thank you for reading The Best Interest And listening to my podcast, Personal Finance for Long-Term Investors From the blog... I’m pretty good with numbers, so you can please spell out (in some detail?) an example of how tax-gain harvesting works in practice? -MV Let’s do it. Let’s provide the nuts-and-bolts numbers behind tax-gain harvesting. Why Tax-Gain Harvest In the First Place? Tax-gain harvesting...
Hello! Jesse Cramer here. Thank you for reading The Best Interest And listening to my podcast, Personal Finance for Long-Term Investors From the blog... With all this ink being spilled over the 50-year mortgage proposal, we’re reaching an asymptote. Seriously. An asymptote is “a line that continually approaches a given curve but does not meet it at any distance.” Technically speaking, the blue line below never touches the red one, but the gap between them gets infinitesimally small,...
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